StartupLanes

I am Dayanand Juwatkar, a grant-awarded serial entrepreneur based in Navi Mumbai, India. I focus on building ventures that solve real-world problems through technology, financial infrastructure, and sustainable innovation.

One of my ventures, Mridakranti Pvt. Ltd., works on transforming waste milk into biodegradable bioplastics as a sustainable alternative to petroleum-based plastics. The project received support under the Startup India Seed Fund scheme.

Currently, I am building Le’Udhaar, a fintech infrastructure platform designed to organize informal lending systems widely used across India. Everyday transactions such as friends lending money, vendor–supplier credit cycles, and small business khata systems often operate through notebooks or WhatsApp reminders. Le’Udhaar brings structure through digital agreements, repayment schedules, auto-debit mandates, reminders, and recovery workflows to make credit interactions more transparent and reliable.

I aim to build scalable and impactful technology ventures.