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Banking and financial services professional with over 20 years of experience spanning legal, compliance, risk governance, transaction banking, trade finance, payments, fintech, and regulatory advisory. Former Senior Vice President at Citi with extensive expertise in cross-border transactions, AML and sanctions compliance, digital assets, governance frameworks, stakeholder management, and operational transformation. Proven track record of advising senior leadership on complex regulatory and commercial matters, managing legal and franchise risk across multiple jurisdictions, and driving strategic initiatives that support business growth and operational excellence. Passionate about helping organizations navigate regulatory complexity, build scalable governance and risk management frameworks, strengthen compliance cultures, and achieve sustainable growth through practical, commercially focused solutions. Experienced in working with startups, fintechs, and established financial institutions to balance innovation, compliance, and business objectives in an evolving regulatory landscape.