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About

With 6+ years of on-ground experience in India’s finance ecosystem, my journey has been built on understanding real challenges faced by individuals, small businesses, SHGs, and underserved communities across rural and urban regions. From the start of my career, I stayed close to the field — interacting directly with customers, merchants, and institutions. This hands-on approach gave me first-hand exposure to systemic gaps, access barriers, and evolving expectations within India’s financial landscape.

My work has always focused on simplifying finance, building trust, and creating customer-first solutions that empower people at the grassroots. Whether guiding first-time digital users, supporting small merchants, or enabling cashless adoption in rural belts, I’ve learned that true financial inclusion begins with listening to real-world problems and solving them meaningfully.

Driven by this purpose, I founded Avyagrah Tech Innovations Private Limited, the company behind TimePe — a mission-driven fintech venture dedicated to democratizing digital finance for all. Our goal is to build sustainable financial ecosystems through a transparent, secure, and digitally empowered network.