Reserve Bank of India Schedules 14 Bank Holidays for November 2026 Across States

Bank branches across India are scheduled to observe multiple closures throughout November 2026. The holiday schedule varies significantly from state to state, depending on regional festivals, local observances, and notifications issued by state governments.

According to the official calendar issued by the Reserve Bank of India (RBI), customers will face a total of 14 scheduled closures this month. This count includes the second and fourth Saturdays of the month, alongside all regular Sundays. Customers have been advised to plan their physical branch visits, cheque submissions, and cash requirements well in advance to avoid operational delays.

Despite the physical closures, digital banking infrastructure will remain fully functional. Services such as Unified Payments Interface (UPI), net banking, mobile applications, and ATM access will remain unaffected on all holidays.

The frequency of closures differs by region, with certain states observing additional holidays due to local events. Customers in Meghalaya and Punjab face a higher number of closures. Meghalaya observes the Wangala Festival on November 14 and Seng Kut Snem on November 26. Meanwhile, Punjab marks Guru Nanak Jayanti alongside Sri Guru Teg Bahadur Ji’s Martyrdom Day on November 24.

Additionally, branches in Odisha and Telangana will remain closed on November 24 for Karthika Purnima. In Karnataka, banks will stay shut on November 27 to observe Kanakadasa Jayanti.

Notably, November 14 falls on a Saturday, which coincides with the second Saturday of the month. Under RBI guidelines, this day is a designated bank holiday regardless of regional events such as the Wangala Festival.

For time-sensitive financial transactions, customers are encouraged to use electronic payment systems such as NEFT, RTGS, IMPS, or UPI to prevent disruptions. These digital channels operate on a round-the-clock basis, including on all gazetted and regional holidays.

"For businesses and entrepreneurs, managing cash flow around bank holidays is a critical operational detail. While digital banking channels like UPI and RTGS ensure that round-the-clock transactions remain uninterrupted, founders and finance teams must account for physical branch closures when planning cheque clearings, credit submissions, or cash-heavy transactions during regional festival weeks." — Dr. Shishir Gupta, Founder & CEO, StartupLanes